The Alabama First Responders Benefits Program (FRBP) "the Program" is provided by First Responders Insurance Company, Inc. (FRIC), an Alabama based insurance company licensed in the State of Alabama through the Department of Insurance. Actual Program benefits, rates, terms, and conditions are subject to change based on regulatory requirements and changes in employer operations or information. The information contained herein is intended to provide a summary of coverages, and does not include all of the policy terms, conditions, limitations, and exclusions which provide the full detail of coverages and take precedence over the information contained herein.
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