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It’s a well-known fact that certain types of cancer are a health risk for firefighters, and with a cancer diagnosis comes major costs.
Thanks to the new law, ACT 2019-361, Firefighters throughout the State of Alabama are now entitled to an enhanced cancer and disability coverage program provided by their municipality, county, public entity, or fire district, for both Career Paid and Volunteer Firefighters. This program provides multiple options for both Career and Volunteer Firefighters. The Alabama First Responders Benefits Program provides a way to help protect our Firefighters and their families with this program.
Recovery should be the focus when a cancer diagnosis occurs. The Cancer Benefit Program with ALFRBP helps make that possible. This program offers different options for coverage, each designed to help provide financial support for eligible Firefighters diagnosed with cancer.
All State of Alabama firefighters who’ve:
Cancers including bladder, blood, brain, breast, cervical, esophageal, intestinal, kidney, lymphatic, lung, prostate, rectum, respiratory tract, skin, testicular, and thyroid cancer, leukemia, multiple myeloma, Hodgkin’s lymphoma, and non-Hodgkin’s lymphoma.
*The above coverage points are a summary only. See full proposal or sample policy for all coverage details.
Alabama First Responders Benefits Program offers materials to help you communicate with your firefighters including:
This limited health benefit plan (1) does not constitute major medical coverage and (2) does not satisfy the individual mandate of the Affordable Care Act (ACA) because the coverage does not meet the requirements of minimum essential coverage.
Long Term Disability coverage provided under this program may coordinate with other disability insurance coverages.
This policy provides limited benefits health insurance only. It does NOT provide basic hospital, basic medical, or major medical insurance.